About Us

Located in Oakdale California

Big Valley Capital is a company made up of dedicated financial professionals, started by two lifelong bankers, Sean Haynes and Tyler Rath, on October 15th of 2015. With over 25 years of experience, Big Valley Capital is confident we can move more efficiently than a traditional bank.

 
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Sean Haynes leveraged a lifetime of production ag experience and formal Agricultural Economics education (completing a B.S. in Agribusiness at Cal State Fresno) into a successful 15- year Food and Agribusiness banking career including financial analysis, commodity risk, portfolio management, and building a well performing $560mln debt portfolio as Senior Vice President in Rabobank’s Food & Agribusiness Division.

Always a client advocate and enjoying the financial advisory and risk management portion of his career the most, Sean took the opportunity to focus 100% of his work solely for his clients as their dedicated financial expert, co- founding Big Valley Capital.

Tyler was raised in a small farming community in Central California. After graduating from high school, he went on to receive a degree in Business Administration from Long Beach State University and an MBA from Fresno State.

 

Tyler started his professional career managing commodities contracts for a large dairy feed company. After nearly 4 years in the commodity business, Tyler transitioned to a banking career in the Food and Agribusiness space where he spent 11 years managing various client relationships in the dairy, permanent crops, annual crops, vineyard, winery, and food processing sectors.

 

Tyler co-founded Big Valley Capital with the goal of providing creative financial solutions to our customers.  

Michelle Patterson was born and raised in the Central Valley. She joined the team in March of 2018 after a successful stint in the Insurance business. She is excited to bring her attention to detail and love of agriculture to Big Valley Capital by bringing financial solutions to our clients as well as a high level of personal service to our existing portfolio.

Michelle loves to spend time with her family and traveling with her daughter’s competitive volleyball team.

Our Products

Providing loan products from $10,000 to $50,000,000

 

Real Estate

  • Purchase

  • Refinance

  • Development of permanent plantings

Working Capital

  • Operating Lines

  • PO Financing

  • Crop Lines

Equipment And Improvements

  • Purchase

  • Refinance

  • Leasing

 

SUCCESS STORIES

$12,500,000

"Successfully refinanced an 815-acre facility in Tulare County. Loan proceeds refinanced all real estate term debt as well as provided funds to pay off payables and pay down the operating line of credit."

Industry News/Rates

 

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Put your trust in Big Valley Capital today.