About Us

Located in Oakdale California

Big Valley Capital is a company made up of dedicated financial professionals, which was started in 2015. With over a decade of experience, Big Valley Capital is confident we can close faster and be more responsive than a traditional bank.

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Tyler was raised in a small farming community in Central California. After graduating from high school, he went on to receive a degree in Business Administration from Long Beach State University and an MBA from Fresno State.


Tyler started his professional career managing commodities contracts for a large dairy feed company. After nearly 4 years in the commodity business, Tyler transitioned to a banking career in the Food and Agribusiness space where he spent 11 years managing various client relationships in the dairy, permanent crops, annual crops, vineyard, winery, and food processing sectors.


Tyler co-founded Big Valley Capital with the goal of providing creative financial solutions to our customers.  


Michelle Patterson was born and raised in the Central Valley. She joined the team in March of 2018 after a successful stint in the Insurance business. She is excited to bring her attention to detail and love of agriculture to Big Valley Capital by bringing financial solutions to our clients as well as a high level of personal service to our existing portfolio.

Michelle loves to spend time with her family and traveling with her daughter’s competitive volleyball team.

Our Products

Providing loan products from $10,000 to $50,000,000


BVC provides term and line of credit financing for ag and commercial real estate. Our loan products can be used for purchase of properties as well as refinancing existing debt (real estate and non- real estate). Customers also use our loan products for development of permanent crops or replenishing working capital if necessary.

  • Loan to values up to 70%.

  • Up to 30 year repayment and maturity items.

Real Estate

  • Purchase

  • Refinance

  • Development of permanent plantings

BVC can also offer working capital financing in the form of operating and crop lines of credit. These lines of credit can be secured with operating assets such as crops, inventory, receivables, or purchase orders.

  • Real estate secured lines of credit with draw periods of 5-10 years interest only.

  • Standard operating lines specific to your business.

Working Capital

  • Operating Lines

  • PO Financing

  • Crop Lines

BVC can quickly finance equipment, fixtures, and improvements via leasing or equipment loans. We can also refinance existing equipment or improvements as well.

  • Loan to values up 80% on purchased equipment and 100% on leased equipment.

  • Up to 10- year repayment and maturity terms.

  • Quick decision and funding

Equipment And Improvements

  • Purchase

  • Refinance

  • Leasing




"Successfully refinanced an 815-acre facility in Tulare County. Loan proceeds refinanced all real estate term debt as well as provided funds to pay off payables and pay down the operating line of credit."

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